If you have received a Credit Smart collection letter
by mail, or you were contacted by phone with approval, you have been invited to participate in our special program.
This program will set you on the path to paying off this delinquent debt. Did you always want
to settle this credit matter, but the credit card company's settlements was too high? Here is your chance to only
pay 33% of that credit matter. We are the creditor that is mentioned on the letter you received. We will settle
your debt @ 33% of your balance. If you would like to offer another payment option or enlist in this program just
call the PAY-OFF HOTLINE 1-877-230-1901
to speak with Credit Smart representative and have your account number ready. This will help you take your
first step to financial freedom.
This program is allowing you to pay only 33% of your balance. This will enable you to become debt free with a higher
credit score. By raising your credit score you may be extended credit once again, along with getting lower interest
rates, you will become a better candidate for mortgages, automobiles, apartments even a better job.